# Travel & Invest Blog --- ## Pages - [Shop](https://travelandinvest.com/shop/): Shop Google Sheets templates for portfolio and dividend tracking! Simplify investment monitoring with customizable tools for stocks and ETFs. - [My Tools](https://travelandinvest.com/my-tools/): Discover top tools for travel and investing with exclusive discounts and benefits. Maximize savings while enhancing your journeys and financial growth! - [Cart](https://travelandinvest.com/cart/): You may be interested in... Your cart is currently empty! New in store - [Home](https://travelandinvest.com/): Discover expert travel tips, itineraries & trips planning. Grow wealth with Google Sheets portfolio & dividend tracker. Adventure meets smart investing! - [Blog](https://travelandinvest.com/blog/): Our news - [Travel](https://travelandinvest.com/travel/): Explore travel itineraries, tips, and personal experiences. Discover expert advice and inspiration for your next adventure on our Travel page! - [Invest](https://travelandinvest.com/invest/): Unlock expert tips on smart investing and financial growth. Explore strategies, insights, and tools to build wealth and secure your financial future. - [Privacy Policy](https://travelandinvest.com/privacy-policy/): Comments When visitors leave comments on the site we collect the data shown in the comments form, and also the... --- ## Posts - [Amsterdam in 24 Hours: The Only Guide You'll Need for the Best Things to Do](https://travelandinvest.com/amsterdam-in-24-hours/): Amsterdam in 24 Hours: visit markets, top sights, enjoy a canal cruise, and explore windmills, cheese farms, and fishing villages nearby! - [Easy Investing for Beginners: Start with €100 & Build Wealth in 2025](https://travelandinvest.com/investment-for-beginners-start-with-100-euros/): Start investing with just 100 euros! Discover ETFs, savings tips, emergency funds, and common mistakes to avoid in this 2025 guide for beginner investors. - [Growth vs Dividend Investing: How to Balance Your Portfolio for Maximum Gains](https://travelandinvest.com/growth-vs-dividend-investing/): Growth vs Dividend Investing: Compare key differences, pros/cons, and strategies. Choose wisely for long-term portfolio gains. - [5 Essential Investment Pillars for 2025: Secure Your Wealth in Uncertain Times](https://travelandinvest.com/5-essential-investment-pillars/): Build lasting wealth with our 5 essential investment pillars. Achieve financial resilience through balance, security, and growth in uncertain times. - [5 Days in Barcelona at Christmas: A Magical Winter Itinerary (2025 Guide)](https://travelandinvest.com/barcelona-at-christmas-itinerary/): Explore Barcelona at Christmas with our 5-day guide to festive markets, Gaudí’s wonders & local holiday magic. - [The Magic of Compound Interest: How to Grow Your Wealth Exponentially](https://travelandinvest.com/the-magic-of-compound-interest/): Harness compound interest to grow your wealth. Start early, invest smart, and let your money work for you over time! - [Transform Your Money Mindset: Discover the Secrets of Rich Dad, Poor Dad](https://travelandinvest.com/rich_dad-poor_dad_review/): Transform your money mindset with Rich Dad, Poor Dad. Discover passive income secrets and financial independence through Robert Kiyosaki’s timeless lessons. - [Uncover the Hidden Danger of ETF Fees on Your Investments](https://travelandinvest.com/etf_fees_impact/): “A penny saved is a penny earned. ” But in the world of investing, it’s more like a penny saved... - [How to Invest with Just One ETF: A Beginner’s Guide to All-World Stocks](https://travelandinvest.com/how-to-invest-with-just-one-etf-a-beginners-guide-to-all-world-stocks/): Investing can sometimes feel like trying to solve a complex puzzle. With so many stocks, funds, and strategies to choose... - [Understanding the Difference Between Saving and Investing](https://travelandinvest.com/understanding-the-difference-between-saving-and-investing/): Understand the difference between saving and investing. Learn when to save, when to invest, and how to grow your wealth effectively. Start now! - [Tallinn, Europe’s Hidden Gem](https://travelandinvest.com/tallinn-europes-hidden-gem/): Explore Tallinn's rich history, culture, and beauty. Enjoy safe travels, delightful cuisine, and great value in this enchanting city. - [Why Realty Income (O) Stock is My Top Pick: Exposing an Exciting Opportunity](https://travelandinvest.com/why-realty-income-o-stock-is-my-top-pick-exposing-an-exciting-opportunity/): Want passive income? Learn how investing in REITs like Realty Income (O) can deliver steady monthly dividends! Build wealth and achieve financial freedom today! - [3 Must-Read Books to Transform Your Financial Future](https://travelandinvest.com/3-must-read-books-to-transform-your-financial-future/): Discover 3 must-read books that can transform your financial future. These top picks offer actionable insights to master money management, build wealth, and achieve financial freedom. - [Stockholm in Summer: A Nordic Getaway Filled with Sunshine and Charm](https://travelandinvest.com/stockholm-in-summer-a-nordic-getaway-filled-with-sunshine-and-charm/): Discover Stockholm’s summer magic: archipelago tours, cultural gems & vibrant nights. Your ultimate Nordic travel guide! - [Ultimate Review of Interactive Brokers: Best Trading Platform for European Investors](https://travelandinvest.com/ultimate-review-of-interactive-brokers-best-trading-platform-for-european-investors/): Comprehensive review of Interactive Brokers for European investors: Discover features, fees, and benefits tailored to meet your investing needs in Europe. - [Battle of Titans: S&P 500 vs. All-World ETFs - A Long-Term Investor's Guide 🌍 💼](https://travelandinvest.com/battle-of-titans-sp-500-vs-all-world-etfs-a-long-term-investors-guide-%f0%9f%8c%8d-%f0%9f%92%bc/): Compare S&P 500 vs All-World ETFs: Explore diversification, performance, and risks to choose the best investment strategy for your goals. - [Investing in REITs: A Comprehensive Guide 🏢💰](https://travelandinvest.com/investing-in-reits-a-comprehensive-guide-%f0%9f%8f%a2%f0%9f%92%b0/): Learn what REITs are, how to invest, & explore popular ETFs for passive income. Build your real estate portfolio now! - [Lightyear: Empowering Your Financial Future 🚀](https://travelandinvest.com/lightyear-empowering-your-financial-future-%f0%9f%9a%80/): Lightyear review: Discover how this investing app empowers your financial future with commission-free trading, smart tools, and global access. - [Our Top Picks for Your Paris Adventure!](https://travelandinvest.com/paris-adventure/): Paris, the City of Light, holds an endless array of enchanting experiences awaiting discovery. From iconic landmarks to hidden gems... - [The Simple Guide to Long-Term Investing: Growing Your Money Slow and Steady 📈](https://travelandinvest.com/the-art-of-long-term-investing-building-wealth-with-patience/): Master long-term investing with S&P 500 strategies: compounding growth, index funds, and stress-free wealth building. - [A DIY Portfolio and Dividend Tracker in Google Sheets](https://travelandinvest.com/the-crucial-importance-of-tracking-your-portfolio-performance/): Track dividends & manage multi-currency portfolios with this Google Sheets tracker. Supports 3 portfolios. Automated updates & real-time insights - [A Swiss Adventure: How to spend 3-Days in Switzerland](https://travelandinvest.com/a-swiss-adventure-how-to-spend-3-days-in-switzerland/): Explore Switzerland in 3 days with our perfect itinerary! Discover stunning Alps, charming cities, and scenic train rides for an unforgettable adventure. --- ## Products - [Portfolio & Dividend Tracker](https://travelandinvest.com/product/portfolio-dividend-tracker/): Track and manage your stocks, ETFs, and dividends effortlessly with our Google Sheets based Portfolio & Dividend Tracker. Stay updated with real-time insights. --- # # Detailed Content ## Pages > Shop Google Sheets templates for portfolio and dividend tracking! Simplify investment monitoring with customizable tools for stocks and ETFs. - Published: 2024-11-15 - Modified: 2024-12-29 - URL: https://travelandinvest.com/shop/ Take charge of your investments with our Google Sheets templates! Shop powerful tools designed for stock and ETF investors to simplify portfolio and dividend tracking. Gain detailed performance insights, stay organized, and make informed decisions with ease. Each template is fully customizable, user-friendly, and accessible from anywhere. Whether managing a few assets or a diverse portfolio, our tools help you stay on top of your financial goals. Start optimizing your strategy today with the ultimate portfolio and dividend tracker—smart tools for smarter investing! --- > Discover top tools for travel and investing with exclusive discounts and benefits. Maximize savings while enhancing your journeys and financial growth! - Published: 2024-06-06 - Modified: 2025-02-08 - URL: https://travelandinvest.com/my-tools/ Here are the tools we use for our investments and travel. Feel free to use the affiliate links below to sign up and take advantage of the exclusive promotions offered by each provider. We appreciate your support through the use of our affiliate links. Using these links help us continue to create helpful, engaging, and high-quality content. If you have any questions or need further information, please feel free to contact us. --- - Published: 2024-03-31 - Modified: 2024-11-15 - URL: https://travelandinvest.com/cart/ You may be interested in... Your cart is currently empty! New in store --- > Discover expert travel tips, itineraries & trips planning. Grow wealth with Google Sheets portfolio & dividend tracker. Adventure meets smart investing! - Published: 2024-03-31 - Modified: 2025-02-19 - URL: https://travelandinvest.com/ EXPLORE THE WORLD, INVEST IN YOUR DREAMS! Welcome to Travel and Invest Blog, where adventure meets financial empowerment! Discover expert travel tips and smart investment strategies designed to help you explore breathtaking destinations while growing your wealth. Whether you’re crafting the perfect travel itinerary or optimizing your portfolio, we’re here to guide your journey. Plan Your Next Adventure Trips planning made easy: Get destination-specific travel guides, seasonal packing lists, and budget-friendly hacks. Travel itineraries for every style: Curated routes for luxury seekers, backpackers, and cultural explorers. Pro travel tips for stress-free journeys: Navigate airports, find hidden gems, and avoid tourist traps. Grow Wealth While You Wander Review stocks, ETFs, and brokers for long-term growth. Master dividend tracking strategies to build passive income streams for nomadic lifestyles. Introducing our custom tool:Google Sheets Portfolio Tracker: Automate stock performance, dividends, and ROI calculations. Dividend tracking and visualization of income in real time. Investment... --- - Published: 2024-03-31 - Modified: 2024-03-31 - URL: https://travelandinvest.com/blog/ Our news --- > Explore travel itineraries, tips, and personal experiences. Discover expert advice and inspiration for your next adventure on our Travel page! - Published: 2024-03-31 - Modified: 2025-02-08 - URL: https://travelandinvest.com/travel/ Welcome to "My Destination Diaries"! Embark on a virtual journey with us as we traverse the globe, one country at a time. Our channel is your ultimate source for travel inspiration and valuable information. Immerse yourself in captivating landscapes, vibrant cultures, and hidden gems, all expertly captured to ignite your wanderlust. Join us as we share detailed insights into each destination, offering practical tips, must-visit landmarks, local cuisines, and cultural experiences that will enrich your travel plans. Whether you're an armchair explorer or a seasoned traveler seeking fresh ideas, "My Destination Diaries" is your passport to a world of discovery. Articles Amsterdam in 24 Hours: The Only Guide You’ll Need for the Best Things to Do 7 June, 2025 Amsterdam is one of Europe’s most enchanting cities—where charming canals, world-class museums, ... Read More 5 Days in Barcelona at Christmas: A Magical Winter Itinerary (2025 Guide) 9 January, 2025 Barcelona... --- > Unlock expert tips on smart investing and financial growth. Explore strategies, insights, and tools to build wealth and secure your financial future. - Published: 2024-03-31 - Modified: 2024-12-19 - URL: https://travelandinvest.com/invest/ Welcome to Your Investing Hub! Are you ready to take control of your financial future? Whether you’re a seasoned investor or just starting out, we’re here to guide you every step of the way. Our blog is your go-to resource for everything investing and personal finance, packed with actionable insights and expert reviews. Navigate the World of Investing with ConfidenceWe dive deep into the tools and platforms that matter. From in-depth broker reviews to comparisons of the best stocks, ETFs, and mutual funds, we break it all down so you can make informed decisions. No fluff, just clear, practical advice. Stay Ahead with Expert InsightsThe financial world moves fast, and staying ahead is key. That’s why we cover the latest trends, strategies, and market updates. Learn how to diversify your portfolio, minimize risks, and maximize returns. It’s not just about investing—it’s about building a secure and prosperous future. Let’s make... --- - Published: 2024-03-25 - Modified: 2024-04-04 - URL: https://travelandinvest.com/privacy-policy/ Comments When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. Cookies This website uses Google Analytics to analyze traffic and improve user experience. Google Analytics collects anonymous information such as IP addresses, browser types, and device types. 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Embedded content from... --- --- ## Posts > Amsterdam in 24 Hours: visit markets, top sights, enjoy a canal cruise, and explore windmills, cheese farms, and fishing villages nearby! - Published: 2025-06-07 - Modified: 2025-06-07 - URL: https://travelandinvest.com/amsterdam-in-24-hours/ - Categories: TRAVEL - Tags: amsterdam, travel Amsterdam is one of Europe’s most enchanting cities—where charming canals, world-class museums, and cozy cafes come together in perfect harmony. If you’re visiting for a short time, here’s how to experience the best of Amsterdam in 24 hours (with a bonus Day 2 itinerary if you have extra time! ). Morning: Explore the Albert Cuyp Market Start your day at the vibrant Albert Cuyp Market, the most famous open-air market in the Netherlands. This is the best place to: Taste local street food like stroopwafels, herring sandwiches, and poffertjes Shop for traditional goods, handmade crafts, clothes, and fresh produce Soak up local vibes in the buzzing De Pijp neighborhood This market is full of life and flavor—perfect for an authentic Dutch start to your day! Late Morning: Museumplein (Museum Quarter) Head over to the Museumplein, home to: Rijksmuseum – A deep dive into Dutch art and history Van Gogh Museum... --- > Start investing with just 100 euros! Discover ETFs, savings tips, emergency funds, and common mistakes to avoid in this 2025 guide for beginner investors. - Published: 2025-04-21 - Modified: 2025-04-26 - URL: https://travelandinvest.com/investment-for-beginners-start-with-100-euros/ - Categories: INVEST - Tags: ETF, invest, investing, long-term, money, stock market, wealth Many people think they need a lot of money to start investing. The truth is you can begin with just a small amount. A monthly investment of €100 could grow to €200,000 over 30 years at an average 10% return rate. You could even build close to €400,000 by investing €200 each month during the same period. We created a detailed guide to help you start investing, whatever your initial amount. ETFs (Exchange-Traded Funds) make a great starting point. A single purchase lets you invest in about 1,500 stocks across 23 developed countries. These investments come with low fees - total expense ratios range between 0. 03% and 0. 8%. This piece shows you everything about starting your investment experience with €100. You'll learn how to pick the right investment vehicles and build a balanced portfolio that grows steadily. Why Start Investing with Just 100 Euros Many people think investing is... --- > Growth vs Dividend Investing: Compare key differences, pros/cons, and strategies. Choose wisely for long-term portfolio gains. - Published: 2025-03-15 - Modified: 2025-03-15 - URL: https://travelandinvest.com/growth-vs-dividend-investing/ - Categories: INVEST - Tags: dividend stocks, growth stocks, growth vs dividend, investing, money Warren Buffett earns over $6 billion yearly from dividends. Elon Musk’s Tesla? Zero dividends—just explosive growth. These investing giants represent two paths to wealth. Which one fits your goals? Let’s break down growth and dividend investing in plain terms, with actionable strategies you can use today. Growth Stocks vs Dividend Stocks: What’s the Difference? Growth stocks are like planting a sapling. You wait years for it to grow tall, but once it does, the rewards can be huge. Companies like Amazon or Nvidia reinvest every dollar into expanding their business, aiming for future dominance. No dividends here—just potential for big price jumps. Dividend stocks are more like fruit trees. They provide regular "harvests" (cash payments) while slowly growing taller. Think of companies like Coca-Cola or Procter & Gamble—established brands that share profits with investors through quarterly checks. When to Bet on Growth Stocks You can choose Growth investing if :... --- > Build lasting wealth with our 5 essential investment pillars. Achieve financial resilience through balance, security, and growth in uncertain times. - Published: 2025-02-03 - Modified: 2025-02-19 - URL: https://travelandinvest.com/5-essential-investment-pillars/ - Categories: INVEST - Tags: all-world, ETF, investing, long-term, money, s&p500, stock market, stocks, wealth "Someone's sitting in the shade today because someone planted a tree a long time ago. " – Warren Buffett. The past few years, the situation around the world is unpredictable. The stock market is volatile and the wars in Ukraine and Gaza are shaking global stability. The return of Donald Trump to the presidency is adding another layer of uncertainty. If there’s one thing 2025 has taught us so far is that our financial portfolio needs to be rock-solid to weather the storm. In this article, we will discuss the 5 Essential Investment Pillars strategy that will not only help you to just survive, but thrive in uncertain times. This strategy is not about chasing trends or quick wins, but It’s about building a foundation that could protect your wealth during a market turbulence. The Five Pillars of Financial Resilience During periods of uncertainty, what we need is a portfolio... --- > Explore Barcelona at Christmas with our 5-day guide to festive markets, Gaudí’s wonders & local holiday magic. - Published: 2025-01-09 - Modified: 2025-01-10 - URL: https://travelandinvest.com/barcelona-at-christmas-itinerary/ - Categories: TRAVEL - Tags: barcelona, christmas holidays, family holidays, holidays, travel, winter itinerary Barcelona was on our bucket list for a long time, but for various reasons we never managed to visit it. This Christmas we finally made it and the trip left us excited. After reading many online reviews and being concerned about finding activities during public holidays, we booked and scheduled our 5-day stay in advance. As it turned out, we shouldn’t have worried because there are plenty of things to do in Barcelona during Christmas, even though most shops and some attractions are closed. Barcelona has the fame of not being a secure city with many pickpocketers around the busy areas. Although we tried to be very careful, we never felt unsafe. The only negative point is the number of people and tourists, creating chaos in the streets and attractions. You always have to wait in lines and if you do not book in advance you may be disappointed as... --- > Harness compound interest to grow your wealth. Start early, invest smart, and let your money work for you over time! - Published: 2024-12-10 - Modified: 2024-12-10 - URL: https://travelandinvest.com/the-magic-of-compound-interest/ - Categories: INVEST - Tags: financial freedom, financial independence, invest, investing, money, stocks, wealth "Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn’t, pays it. " – Albert Einstein. This quote isn’t just a catchy phrase—it’s a financial truth that has built empires and secured retirements. Whether you’re a seasoned investor or just starting, understanding compound interest can be the key to unlocking exponential growth for your investments. Let’s dive into how it works and, more importantly, how you can make it work for you. What Is Compound Interest? Compound interest is simple in concept but profound in impact. It’s interest earned not just on your initial investment (the principal) but also on the interest that accumulates over time. In other words, your money makes money, and then that money makes even more money! Image from Investopedia. com Here’s an example: If you invest €1,000 at a 5% annual return, you’ll have €1,050 after... --- > Transform your money mindset with Rich Dad, Poor Dad. Discover passive income secrets and financial independence through Robert Kiyosaki’s timeless lessons. - Published: 2024-11-30 - Modified: 2024-11-30 - URL: https://travelandinvest.com/rich_dad-poor_dad_review/ - Categories: INVEST - Tags: book review, financial freedom, financial independance, investing, money, passive incomve, Robert kiyiosaki "The single most powerful asset we all have is our mind. If it is trained well, it can create enormous wealth. " – Robert Kiyosaki This quote from Rich Dad, Poor Dad by Robert Kiyosaki encapsulates the essence of a book that has transformed the way millions think about money. Whether you're an entrepreneur, an employee, or someone just starting their financial journey, this book offers actionable insights into building wealth and escaping the "rat race. " Let’s dive into why this book remains a must-read for professionals and how you can apply its lessons today. What Is the Rich Dad, Poor Dad Book About? At its core, Rich Dad, Poor Dad contrasts two financial mindsets through the lens of Kiyosaki’s two father figures: Poor Dad: Kiyosaki’s biological father, a highly educated man who believed in job security and living frugally. Rich Dad: His best friend’s father, an entrepreneur who... --- - Published: 2024-11-20 - Modified: 2024-11-23 - URL: https://travelandinvest.com/etf_fees_impact/ - Categories: INVEST - Tags: broker, ETF, invest, investing, money, stock market, stocks "A penny saved is a penny earned. " But in the world of investing, it’s more like a penny saved is a dollar earned. Why? Because fees compound just like returns. And when it comes to ETFs (Exchange-Traded Funds), even small fees can have a big impact on your long-term gains. Let’s break down how ETF fees work and why you should pay attention to every cent. ETF Fees: The Silent Portfolio Killer When you invest in an ETF, you’re not just buying into a basket of stocks or bonds. You’re also paying for the privilege of having someone manage that basket for you. These costs are reflected in what’s called the expense ratio, and it’s a key metric you need to watch. The average expense ratio for index ETFs is around 0. 41% as of 2024, but some can be as low as 0. 05% or as high as... --- - Published: 2024-11-16 - Modified: 2024-11-20 - URL: https://travelandinvest.com/how-to-invest-with-just-one-etf-a-beginners-guide-to-all-world-stocks/ - Categories: INVEST - Tags: ETS, FTSE, investing, long-term, money, stock market, VANGUARD Investing can sometimes feel like trying to solve a complex puzzle. With so many stocks, funds, and strategies to choose from, it’s easy to get overwhelmed. But what if I told you that you can build a strong, diversified investment portfolio with just one ETF? Yes, you read that right — one simple, all-in-one investment that covers the entire globe. In this article, we’ll explore how you can do this with the Vanguard FTSE All-World ETF (VWCE). What is an ETF? Before we dive into the details, let’s first break down what an ETF is. An ETF — short for Exchange-Traded Fund — is essentially a basket of stocks or other assets that you can buy and sell on a stock exchange, just like individual shares. Think of an ETF as a shopping basket. Instead of buying individual products (stocks), you buy the whole basket, which contains many different products (a variety of stocks or bonds). This allows you to spread... --- > Understand the difference between saving and investing. Learn when to save, when to invest, and how to grow your wealth effectively. Start now! - Published: 2024-09-29 - Modified: 2024-12-06 - URL: https://travelandinvest.com/understanding-the-difference-between-saving-and-investing/ - Categories: INVEST - Tags: bonds, ETFs, invest, investing, s&p500, saving, stock market, stocks, wealth Money can be a game changer depending on how you handle it. Whether it grows or remains stagnant is all in your approach! For those who have been saving diligently but haven’t delved into the world of investing, this article is tailored for you! We’ll discuss the differences, between saving and investing while highlighting their importance and guide you in determining the right time and method to dive into investing to maximize your earnings potential. Grasping the Fundamentals Saving refers to the act of storing money for future use, by placing it in a secure location like a savings account where it can be easily accessed when needed. The primary purpose of saving is typically to establish an emergency fund or save up for a specific goal. The main focus here is, on ensuring availability and liquidity of the funds. “Do Not Save What Is Left After Spending, But Spend What... --- > Explore Tallinn's rich history, culture, and beauty. Enjoy safe travels, delightful cuisine, and great value in this enchanting city. - Published: 2024-08-25 - Modified: 2024-11-23 - URL: https://travelandinvest.com/tallinn-europes-hidden-gem/ - Categories: TRAVEL - Tags: Estonia, europe, holidays, travel When we were looking for flights to a destination with pleasant weather, Tallinn came as a delightful surprise. The flight options met our requirements in terms of dates, times and affordability though but as Tallinn was not a place we knew much about, we didn’t know what to expect. However, it turned out to be a discovery! Tallinn quickly captured our hearts as one of the enchanting and picturesque cities we have ever had the pleasure of visiting. We spent four nights exploring Tallinn and our schedule allowed us to immerse ourselves fully in the city’s charm. We even took a day trip to Helsinki, Finland which added another dimension to our journey. Here is an overview of our adventure and our suggested itinerary. Accommodation Our choice was the ‘Hilton Tallinn Park’ strategically situated for all our activities. Just a 15 minute drive from the airport and a 15 minute... --- > Want passive income? Learn how investing in REITs like Realty Income (O) can deliver steady monthly dividends! Build wealth and achieve financial freedom today! - Published: 2024-07-12 - Modified: 2024-12-28 - URL: https://travelandinvest.com/why-realty-income-o-stock-is-my-top-pick-exposing-an-exciting-opportunity/ - Categories: INVEST - Tags: ETF, investing, money, real estate, REITs, stock market, stocks Discover why i think now its the perfect time to invest in “O” Let’s be honest... As Kenneth Fisher wisely said, ‘Time in the market beats timing the market. ’ I totally agree and fully support this statement. But sometimes, great opportunities pop up, and when we spot them, we shouldn’t miss out. What are REITs? Companies that own and/or manage income-producing real estate are called Real Estate Investment Trusts (REITs). These companies allow investors to buy shares and earn dividends as passive income while they don’t have the hassle of owning the property. “You can actually invest in Real Estate without owning the properties. ” Why Now? REIT is one of the stock market sectors that underperformed S&P 500 over the past few years. One of the main reasons for the poor results of REITs is the high interest rates. As a rule of thumb, when interest rates are high,... --- > Discover 3 must-read books that can transform your financial future. These top picks offer actionable insights to master money management, build wealth, and achieve financial freedom. - Published: 2024-07-03 - Modified: 2024-12-06 - URL: https://travelandinvest.com/3-must-read-books-to-transform-your-financial-future/ - Categories: INVEST - Tags: Books, investing, money, Personal Finance, stock market, stocks ... and empower yourself with the knowledge to achieve financial success! I never used to be a fan of books. But recently, I wanted to find out how an average person, who didn’t inherit a fortune, could reach financial freedom and escape the rat race of a 9 to 5 job. Besides reading all the online articles and watching random YouTube influencers, I also discovered some books recommended by friends and decided to give them a try. Reading the first of these books not only changed how I think about money but also transformed my view of personal finance books — and books in general. 1. Rich Dad, Poor Dad by Robert Kiyiosaki Rich Dad, Poor Dad by Robert Kiyiosaki (Image from Amazon. com) “Rich Dad, Poor Dad” is a groundbreaking personal finance book that has inspired millions to rethink their approach to money. Imagine having two fathers with completely different attitudes... --- > Discover Stockholm’s summer magic: archipelago tours, cultural gems & vibrant nights. Your ultimate Nordic travel guide! - Published: 2024-06-19 - Modified: 2025-02-09 - URL: https://travelandinvest.com/stockholm-in-summer-a-nordic-getaway-filled-with-sunshine-and-charm/ - Categories: TRAVEL - Tags: adventure, getaway, holidays, stockholm, summer, sweden, travel Stockholm, the capital of Sweden, is a city of contrasts – a blend of modern innovation and historic charm, surrounded by natural beauty. Summertime is undoubtedly the best season to experience its magic. With long daylight hours, outdoor events, and a lively atmosphere, Stockholm comes alive under the summer sun. For our summer adventure, we chose the iconic Grand Hôtel as our base. Located right on the waterfront, it offered stunning views of the Royal Palace and Gamla Stan, and put us in the perfect spot for exploring the city's many attractions. Exploring Gamla Stan: Stockholm's Old Town Gamla Stan, the Old Town, is a must-visit. Its cobblestone streets, colorful buildings, and quaint shops are enchanting. Here are a few highlights: Stortorget Square: The heart of Gamla Stan, this square is surrounded by historic buildings and is a great place for people-watching. The Royal Palace: Sweden's official royal residence is a majestic... --- > Comprehensive review of Interactive Brokers for European investors: Discover features, fees, and benefits tailored to meet your investing needs in Europe. - Published: 2024-06-09 - Modified: 2025-02-09 - URL: https://travelandinvest.com/ultimate-review-of-interactive-brokers-best-trading-platform-for-european-investors/ - Categories: INVEST - Tags: broker, Brokerage, ETF, IBKR, InteractiveBrokers, long-term, money, Review, stock market Investing in global markets is becoming increasingly accessible, and European investors are seeking robust platforms to manage their portfolios. Interactive Brokers (IBKR), known for its comprehensive trading tools and competitive pricing, stands out as a premier choice. This review delves into the features, benefits, and considerations of using Interactive Brokers from a European investor's perspective. Platform Overview Interactive Brokers, established in 1978, has grown into a leading brokerage firm, offering access to a vast array of global markets. Its extensive range of services includes stocks, options, futures, forex, bonds, and funds, making it a versatile platform for various investment strategies. Key Features Wide Range of Investment Products The platform provides access to a vast array of investment products, including stocks, options, futures, forex, bonds, mutual funds, and ETFs. It supports trading on over 135 markets in 33 countries, offering extensive diversification opportunities. Low-Cost Trading Competitive Commissions: Often lower compared to... --- > Compare S&P 500 vs All-World ETFs: Explore diversification, performance, and risks to choose the best investment strategy for your goals. - Published: 2024-05-28 - Modified: 2024-12-15 - URL: https://travelandinvest.com/battle-of-titans-sp-500-vs-all-world-etfs-a-long-term-investors-guide-%f0%9f%8c%8d-%f0%9f%92%bc/ - Categories: INVEST - Tags: all-world, ETF, EU Investor, investing, long-term, money, s&p500, stock market Investing is a crucial part of financial planning, and for long-term investors, choosing the right ETF (Exchange-Traded Fund) can make a significant difference in portfolio performance. Two popular options are the S&P 500 ETF and the All-World ETF. Let’s explore the characteristics, performance, benefits, and potential downsides of each to help EU investors make an informed decision. S&P 500 ETF Overview: Composition: Tracks the S&P 500 Index, which includes 500 of the largest publicly traded companies in the United States. Geographic Focus: Exclusively U. S. -based, representing about 80% of the U. S. stock market's total value. Sector Allocation: Heavily weighted in technology, healthcare, and financials. Examples Available in the EU: iShares Core S&P 500 UCITS ETF (SXR8), Vanguard S&P 500 UCITS ETF (VUSA), SPDR S&P500 UCITS ETF (SPY5). Benefits: Focus on U. S. Market : Economic Stability: The U. S. economy is one of the largest and most stable,... --- > Learn what REITs are, how to invest, & explore popular ETFs for passive income. Build your real estate portfolio now! - Published: 2024-05-19 - Modified: 2025-02-09 - URL: https://travelandinvest.com/investing-in-reits-a-comprehensive-guide-%f0%9f%8f%a2%f0%9f%92%b0/ - Categories: INVEST - Tags: DividendInvesting, FinancialFreedom, PassiveIncome, RealEstate, RealEstateInvesting, REITs, StockMarket, WealthBuilding Real Estate Investment Trusts (REITs) have become an increasingly popular investment vehicle for those looking to diversify their portfolios with real estate without the hassle of managing properties. This article will provide an overview of REITs, discuss the pros and cons of investing in them, and explain how you can start investing through your brokerage account. We will also highlight a few notable REITs, including Realty Income (O) What Are REITs? REITs are companies that own, operate, or finance income-producing real estate across various property sectors. They pool capital from numerous investors, making it possible for individuals to earn dividends from real estate investments without having to buy, manage, or finance any properties themselves. REITs are traded on major stock exchanges, making them accessible and liquid investments. Pros of Investing in REITs 1. High Dividend Yields REITs are required by law to distribute at least 90% of their taxable income... --- > Lightyear review: Discover how this investing app empowers your financial future with commission-free trading, smart tools, and global access. - Published: 2024-04-13 - Modified: 2025-04-27 - URL: https://travelandinvest.com/lightyear-empowering-your-financial-future-%f0%9f%9a%80/ - Categories: INVEST - Tags: broker, ETF, financial freedom, invest, Lightyear, money, stock market, stocks Navigating the world of investing in Europe can be both exciting and overwhelming, with a plethora of brokerage options available to suit every investor's needs. From traditional banks to online platforms, the choices seem endless. However, choosing the right broker is crucial, as it can greatly impact your investment journey. Whether you're a seasoned investor or just starting out, finding a broker that offers a user-friendly interface, competitive fees, and robust security measures is essential. In this article, we'll shine a spotlight on Lightyear, one of the standout brokers in the European market, known for its innovative approach, transparent fee structure, and commitment to investor satisfaction. Regulated and Reliable: One of the key factors that sets Lightyear apart is its commitment to regulatory compliance and investor protection. Regulated in the UK by FCA and in EU by EFSA, Lightyear adheres to strict industry standards, providing users with peace of mind... --- - Published: 2024-03-31 - Modified: 2024-12-06 - URL: https://travelandinvest.com/paris-adventure/ - Categories: TRAVEL - Tags: culture, disneyland, Eiffel Tower, europe, holidays, parc des princes, Paris, PSG, traveling Paris, the City of Light, holds an endless array of enchanting experiences awaiting discovery. From iconic landmarks to hidden gems tucked away in its charming streets, Paris offers a treasure trove of delights for every traveler. Having explored the city during the magical season of Christmas, we've curated a list of our top picks of things to do in Paris to ensure you make the most of your visit to this captivating capital. Below you can find our recommendations for the top attractions and activities that define this iconic destination. Disneyland Paris Top Pick 1: Embark on a magical journey to Disneyland Paris, where fairy tales come to life and dreams take flight. While a single day at this enchanting resort is an adventure in itself, we recommend indulging in the magic for at least two days to fully immerse yourself in all it has to offer. During our visit... --- > Master long-term investing with S&P 500 strategies: compounding growth, index funds, and stress-free wealth building. - Published: 2024-03-31 - Modified: 2025-02-09 - URL: https://travelandinvest.com/the-art-of-long-term-investing-building-wealth-with-patience/ - Categories: INVEST - Tags: compounding, ETF, investing, long-term, money, stock market, wealth In the money world, where things move fast and prices change all the time, there's a smart way to grow your money without getting dizzy: long-term investing. So, what's long-term investing? It's like planting a seed and waiting for it to grow into a big, strong tree. Instead of buying and selling stocks quickly, you hold onto them for a long time, maybe even for years. You do this because you believe that over time, the value of your investments will go up. Long-term investing has some cool perks. One big one is called compounding. It's like a snowball rolling down a hill, getting bigger and bigger as it goes. When you invest for a long time, your money earns more money, and then that money earns even more money. It's like magic! Over time, your initial investment can grow a lot, just by sitting there and doing its thing.... --- > Track dividends & manage multi-currency portfolios with this Google Sheets tracker. Supports 3 portfolios. Automated updates & real-time insights - Published: 2024-03-31 - Modified: 2025-02-09 - URL: https://travelandinvest.com/the-crucial-importance-of-tracking-your-portfolio-performance/ - Categories: INVEST - Tags: analyser, analyzer, blog, divident, google sheets, long-term investing, portfolio For stock investors, keeping a close eye on the performance of their portfolio is not just a good practice—it's essential. Whether you're a seasoned trader or a novice investor, monitoring your investments allows you to make informed decisions, identify trends, and ultimately maximize your returns. Tracking the performance of your portfolio provides valuable insights into how your investments are performing relative to the market and your financial goals. It enables you to assess which stocks are thriving and which ones may need adjustment. By regularly reviewing your portfolio, you can spot potential opportunities and risks, allowing you to adjust your strategy accordingly. While there are numerous tools available on the internet that offer portfolio tracking services, many of them come with a monthly subscription fee. However, there's another option that's often overlooked but equally effective: custom spreadsheets. Custom spreadsheets offer investors a highly customizable and flexible way to track their... --- > Explore Switzerland in 3 days with our perfect itinerary! Discover stunning Alps, charming cities, and scenic train rides for an unforgettable adventure. - Published: 2024-03-25 - Modified: 2025-04-25 - URL: https://travelandinvest.com/a-swiss-adventure-how-to-spend-3-days-in-switzerland/ - Categories: TRAVEL - Tags: basel, holidays, lauterbrunnen, lucerne, mount pilatus, swiss adventure, switzerland, travel Switzerland, often hailed as a paradise for nature lovers and adventure seekers, boasts a myriad of attractions and activities waiting to be explored. From the majestic Swiss Alps to the tranquil lakeside towns, this enchanting country offers a diverse array of experiences that cater to every traveler's preference.   While ideally, one would require more time to fully immerse themselves in Switzerland's beauty, we understand that sometimes, time is of the essence. Therefore, we've curated a three-day itinerary that encapsulates some of the most iconic and breathtaking destinations Switzerland has to offer. So, if you find yourself with just a short stint in this alpine wonderland, fret not. Embark on this adventure with us, and let us guide you through the best parts of Switzerland in three unforgettable days. Arriving at Basel Airport, conveniently served by numerous flights from European countries and offering competitive fares compared to other Swiss cities,... --- --- ## Products > Track and manage your stocks, ETFs, and dividends effortlessly with our Google Sheets based Portfolio & Dividend Tracker. Stay updated with real-time insights. - Published: 2024-11-15 - Modified: 2025-06-14 - URL: https://travelandinvest.com/product/portfolio-dividend-tracker/ - Price: 8.00 EUR - Product type: simple - Product visibility: featured - Product categories: Invest - Product tags: dividend tracker, financial freedom, Invest, portfolio tracker Supports USD, EUR & GBP Introducing the Electronic Portfolio Tracker for Google Sheets – your all-in-one solution for seamlessly managing and optimizing your investment portfolio. Whether you're a seasoned investor or just starting out, this powerful tool is designed to provide you with comprehensive insights into your stocks and dividends, empowering you to make informed decisions. ————————————– What You’ll Receive After Purchase: Upon purchase, you’ll receive a PDF guide with step-by-step instructions on how to access the tool. The PDF includes a link to the Google Sheets tracker, allowing you to start managing your portfolio immediately. Take control of your investments today with this powerful, easy-to-use portfolio tracker! Supports USD, EUR & GBP Introducing the Portfolio & Dividend Tracker for Google Sheets – your all-in-one solution for seamlessly managing and optimizing your investment portfolio. Whether you're a seasoned investor or just starting out, this powerful tool is designed to provide you with comprehensive insights into your stocks and dividends, empowering you to make informed decisions. Key Features: - Holistic Portfolio Tracking: Effortlessly monitor your stock investments with our user-friendly dashboard. The main page provides a comprehensive overview of your entire portfolio, displaying crucial information such as total investment value, current gains/losses, and percentage distribution. - Dividend Calendar: Stay on top of your dividend income with the integrated dividend calendar. Track dividends received on a monthly and per-ticker basis, ensuring you never miss an important payout. - Graphical Representation: Visualize your portfolio's allocation using an intuitive pie chart. Understand the distribution of your investments across different stocks, enabling you... --- ---